Get The True LOW COST Mortgage. Find Out How Here.
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Today's 30-Year Fixed Mortgage Rates |
| National Average | Scout Mortgage Loan | |
|---|---|---|
| Rate | 5.25 | 5.375% |
| Fees | 0.8 + closing costs | NO POINTS, NO FEES |
| *Fees based on mortgage amount and costs of individual mortgage closings. National average updated by freddiemac.com. 30-year rate based on 300,000 dollar loan amount, primary residence, 80% loan-to-value, full documentation. | ||
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At Scout Mortgage, our primary goal is to find you the best possible interest rate along with the least amount of Closing Costs. In fact, many of our customers qualify for mortgage loans with very low rates and low closing costs. Our first step is to provide you with intelligent mortgage options that are available in the market place. Our recommendations are based on sound financial principles which ensure a mortgage loan that makes sense for you. With each option we recommend, you will receive a detailed explanation of the all the important loan terms along with an accurate and honest estimate of closing costs. Unfortunately, we have found that consumers are too often lured by marketing slogans promising the moon. Generally, these marketing campaigns are designed to get the “phone-to-ring”, but never fully disclose the actual terms of the loan or the associated closing costs. And rarely are the advertised rates delivered. Also, be aware, that Banks love to collect upfront fees. By collecting upfront fees, substantial profits are locked in at the front end of the loan. The fees are easily justified and sold to the consumer by showing incredible savings over the course of next 30 years. All true, expect for the fact that statistically American Home Owners on average refinance or move every five years or so. As a result, the upfront fees are wasted as the long term savings are never realized. At Scout Mortgage, our mission is to provide you with intelligent mortgage options that make sense. |
