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Buying a Home

We understand how overwhelming a home purchase can be to a first-time homebuyer. Below is some of the basic information to keep in mind when you start the process.

Secure Financing

Before shopping for your new home, the first step would be to secure financing or at least get pre-qualified for a mortgage loan. Here is some of the information you would need to be prepared to supply us:

1. Income
2. Employment History
3. Credit History
4. Amount of down payment
5. Approximate amount of loan

 

We offer a easy online rate quote so you can quickly see what you qualify for! Remember, we have relationships with over 40 banks so we offer the lowest rates and lowest costs.

Start shopping

Once your mortgage preapproval is in place, you are ready to start shopping for your dream home! In today's market, you have many options to choose from. You can begin your search online or in your local newspaper. Narrowing it down to specific areas to search in is extremely helpful. Enlisting the help of a real estate agent can greatly simplify your search. We have established relationships with many experienced agents and we are happy to offer a recommendation.