Another tie. A piece of jewelry she won’t wear. An expensive kitchen appliance. A new PlayStation. There are countless gifts that you could give this holiday season, but at Scout Mortgage, we think that it makes the most sense to give a gift that the recipient can actually enjoy for many years to come. 

Sure, there are plenty of holiday gift guides out there — we’ll even admit that some of the gift ideas are pretty good — but at the end of the day, do you really want to spend money on something that a person may not even use? It basically amounts to throwing your money down the drain. In other words, there’s no benefit to anyone involved. You’re out your hard-earned money, and the recipient now has a gift that’s either taking up space in their basement or in the pile of donations to take to the thrift store.

We Make the Process of Getting a Mortgage Easy

At the end of the day, the goal of our mortgage brokers is to make your life better. What’s the single best way you can do that, you ask? By owning a home, of course! We’ve talked about the numerous benefits of homeownership in the past, but they always bear repeating. Owning a home means you get to decorate the way you like. Want to paint the walls? Go for it! Hate the carpet and want to replace it with hardwood floors? That’s probably a smart investment! Need to turn your basement into an extra living space? It’s your home, so you can if you want to!

Perhaps the biggest benefit of owning a home though is the equity you’ll enjoy. Whether you use your equity to take advantage of a home equity line of credit to make purchases without a huge interest rate or you utilize it for a down payment on your next home or an investment property, having equity in your home is a true joy. 

Additionally, having equity in your home allows you to have money to make repairs, improve the market value of your home, and even consolidate your debt. To put it another way, it’s a win/win situation.

Start Shopping For Homes

One huge benefit of shopping for a home during the holidays is that you can often get a better deal. Studies have shown that people are more motivated to sell their homes during the winter months because there’s a chance that it could sit on the market for longer. Because many people sell their homes in the spring or summer, there are less homes on the market, and as we mentioned, this can often lead to more motivated sellers. 

Although many people are stressed at the idea of buying a home and the work that it entails — particularly first-time homebuyers — the truth is that it’s a lot easier than you think. This is particularly true if you work with a great realtor. Your realtor may even have the connections to show you homes before they officially go on the market.

The other crucial piece of the puzzle is working with the right mortgage brokers. That’s where we come in.  With expert guidance, hassle-free approvals, and lightning-fast closings, we’ll go above and beyond to make your experience as pleasant as it can possibly be. We know that there are many moving parts to consider when purchasing a home, but you can count on our years of experience to guide you through the entire process.

What to Expect When You Choose Scout Mortgage

Perhaps the most important piece of information for many people is how quickly we can get to the closing process. If that’s what you’re interested in, you’ll be pleased to know that the mortgage process can be completed in as few as 21 days! We’ll even bring the final loan documents to your door so you can sign them at a time and in a place that works best for your schedule. 

One of the best things about working with Scout Mortgage is that we’ll take care of you even after you’ve used our mortgage services. In other words, you’ll enjoy the benefits of our mortgage management system that will ensure you’re in the loop if rates drop after you’ve closed. That’s great, because who doesn’t love to save money?

When you choose Scout Mortgage, you can rest assured that you’re in good hands. It can be really difficult to find and independent mortgage broker that you can trust to put your interests first, but at Scout Mortgage, you’ll be working with your own dedicated licensed professional. It doesn’t get much better than that! Contact us today to get the process started. We look forward to hearing from you!