Are you ready to stop renting and purchase your own home? One of the only perks of renting a home is having someone else foot the bill when your appliances break. However, when you own a home, you can make whatever modifications you would like to suit your tastes. For instance, you could transform a plain old window into a magical window seat or repaint the walls to match your favorite colors.
Plus, if you have pets, owning property is a plus. Not only can you fence in your backyard so Fido can run around, you won’t have to pay another expensive pet deposit. Depending on where you live, you may even have to pay additional rent each month for your pet, and your cat refuses to pay his share of the expenses.
No matter what your reason, owning a home for the first time is extremely exciting, and you’ll be investing in your future. Most likely, you’ll need to obtain a mortgage for your home, and it’s important to find the best loan rates available.
While you may consider hitting up your local bank to apply for a loan, we recommend using a mortgage broker instead. What are the perks of working with an independent mortgage broker?
For each potential mortgage lender, you’ll have to fill out a detailed, time-consuming application. If you make a mistake in your paperwork, it could affect your loan rates. Not only are these applications difficult to fill out, they take hours to complete.
However, when you go with our Scottsdale mortgage brokers, we’ll make the entire mortgage process as easy and efficient as possible. What does that mean for you? You’ll fill out less paperwork, and our experienced brokers will help you avoid making common mistakes.
Access To Different Loans
Dome mortgage lenders only work specifically with mortgage brokers, so you wouldn’t have access to them if you directly approached them. With years of experience in the mortgage industry, our mortgage brokers have built relationships with a variety of different mortgage lenders to find you the best deal.
You may have heard horror stories about mortgage brokers in the past, which could scare you away. At Scout Mortgage, we fight for the consumer and value transparency and integrity above all else when working with our clients. In fact, all of our mortgage specialists are salary-based, which means that we are paid the same no matter which loan you choose.
When you finally own a home, you reach a huge milestone in your life, and we want to do everything possible to help make this dream come true. You shouldn’t have to break your budget to find the perfect starter home.
At Scout Mortgage, our mortgage specialists will help you find a mortgage rate that fits your lifestyle and budget. We can even complete the entire mortgage process in as little as 21 days and deliver the final documents directly to your doorstep. Contact our Scottsdale mortgage brokers today to find the best mortgage rates.