1. Why You Can Trust Our Independent Mortgage Brokers

    After our market recession many years ago, mortgage brokers as a whole were associated with scam artists, making money off of their clients by offering them higher mortgage rates than necessary and pocketing big, fat paychecks. Our independent mortgage brokers at Scout Mortgage value integrity over financial gain, and our mortgage loan company has earned the trust of hundreds of happy homeowners. …Read More

  2. Advice for First Time House Buyers

    We understand that for first time buyers, shopping for a new home can be an exciting and overwhelming experience fraught with emotions. Today, we offer some pointers on house hunting to help ease the process: Set Your Budget If you have not prequalified for a loan, complete this process first. You must be aware of your budget, and we recommend starting out by shopping at the lower end of your budg…Read More

  3. Tips For Selling Your Home Quickly

    If you are in the market to buy a new home, you will have to sell your current home first. In order to jump start your home search, you will want to sell your home as quickly as possible. Unfortunately, some people make some costly mistakes when selling their home, which drags the process out way longer than desired. Remember that you want the home to appeal to other people who may have much diffe…Read More

  4. Secrets For Buying Your First Home

    Are you considering purchasing a home for the first time? Your first home purchase is both an extremely exciting and daunting process. For many home shoppers, buying a home can be a very emotional process. Owning a home is one of the biggest financial investments that you can make, and it’s important to make the correct choice. Whether you are investing in a condo, a townhouse, or a house, there…Read More

  5. The Other Expenses of Home Ownership

    Any homeowner knows that mortgage payments are just one expense associated with home ownership. Although it is crucial to find the best mortgage loan rates for your budget, you must budget for the other expenses associated with buying and owning a house. Today, we would like to discuss some of the other costs associated with home ownership. Property Taxes Property taxes include state property taxe…Read More

  6. Fixed-Rate Mortgages vs. Adjustable-Rate Mortgages

    For most homeowners, a fixed-rate mortgage is the best option when shopping for mortgage plans. What is the difference between a fixed-rate mortgage and an adjustable-rate mortgage, and when is it beneficial to choose an adjustable rate mortgage? Fixed-Rate Mortgages A fixed-rate mortgage keeps the same interest rate throughout the entire loan, which is beneficial to a large percentage of loan rec…Read More

  7. Mortgage Tips for Self-Employed Individuals

    Are you self-employed and you would like to purchase a house? You’ll need to qualify for a mortgage first, which can be a little trickier process than usual. Although the process can be more difficult than for others, self-employed people can obtain mortgages as well. Here are some things you’ll need to know in order to qualify for a mortgage if you’re self-employed: Your Last Two Tax Return…Read More

  8. Scout Mortgage

    Scout Mortgage has been serving Arizona homebuyers since 1999 – whether it’s Conventional loans, FHA loans, HARP 2 Refi loans, FHA Streamlines or other new purchase or refinance loans – Scout Mortgage works with Arizona homeowners to secure the absolute best loan option at the lowest possible rates and costs. Company founders, John Mangels and Steve Walsh, created Scout Mortgage using a diff…Read More

  9. Arizona FHA Streamline

    Scout Mortgage works with Arizona homeowners to refinance their existing FHA home mortgage loan, lowering both the monthly mortgage payment and interest rate. In order to take advantage of the FHA Streamline Refinance, Arizona homeowners must qualify for the following: Have an FHA home loan Have an excellent payment history on the mortgage, paid on time and in full for the previous twelve months O…Read More

  10. Arizona Homeowners can now benefit from HARP 2

    The crazy real estate market impacted Arizona homeowners and hundreds of thousands of homeowners across the country.  In effort to help homeowners that owed more on their mortgage than the value of the property, the government created Home Affordable Refinance Program, also known as HARP. The one downfall to HARP was it had a major restriction – only homeowners that owed as much as 125% of the …Read More