Chances are that if you’re on the website of a mortgage broker, you’re either gearing up for the process of buying a new home or selling your current home. If it’s the former, then today’s post is just for you! Whether you have bought a home before or this is your first time going through the process, settling into a new place presents a unique set of challenges. Fortunately for you, the t…Read More
Are you ready to stop renting and purchase your own home? One of the only perks of renting a home is having someone else foot the bill when your appliances break. However, when you own a home, you can make whatever modifications you would like to suit your tastes. For instance, you could transform a plain old window into a magical window seat or repaint the walls to match your favorite colors. Plu…Read More
Let’s face it: not everyone wants to get married and have kids. Other people may have experienced relationships that just didn’t work out and remain single. One of the biggest milestones married couples embark upon together is home ownership, but what about single people? You’ve probably heard that renting is essentially throwing your money away on a monthly basis, but is that really the cas…Read More
Many of your friends have partnered up and married, buying homes and having kids. If you’ve reached a certain age, some of them have even divorced. Maybe you’re not interested in getting married or past relationships haven’t worked out. Just because you’re single doesn’t mean you’re not interested in homeownership. Without a combined income, expect to jump through some hoops to purchas…Read More
Are you considering refinancing your mortgage? With mortgage rates at historically low rates, now could be a great time to refinance. In certain circumstances, refinancing could save you a significant amount of money. Changing your mortgage terms and lowering your interest rates could be beneficial to your financial situation. However, refinancing isn’t for everybody. In fact, it could cost you …Read More
Are you a first time home buyer? Although becoming a new homeowner is incredibly exciting, the entire process can be quite overwhelming. Sometimes people jump headfirst into home shopping before properly preparing their finances and conducting the proper amount of research. We understand if you’re chomping at the bit to find your dream home, but failing to take proper precautions could cost you …Read More
Being a newlywed is an exciting time in your life filled with a lot of milestones. If you are ready to purchase your first home with your spouse, you have quite a few factors to consider. Today we would like to offer valuable advice for newlyweds pursuing the path of homeownership. Do You Want to Expand Your Family? Look, we know that people are pressuring you to have kids, but we really don’t c…Read More
If you recently got married, our mortgage advisors at Scout Mortgage are here to congratulate you. Finding someone that you love enough to spend the rest of your life with is a truly exciting and momentous event. For many married couples, the next step they take together is to buy a home. You are most likely fending off the questions of when you will start having kids. The common advice is to inve…Read More
Buying a home is a major decision, and the last thing you want is to lock in a bad mortgage rate. Before purchasing a home for the first time, it’s a good idea to take certain steps to ensure that you have the best credit score available. In general, financial institutions want to see a FICO score of 720 to 740, but you can still qualify for an FHA loan if you have a credit score above 580. Here…Read More
Are you looking to refinance or to buy a new home in the Scottsdale area? Buying a new home can be one of the most exciting times in your life as you are embarking upon a home that is truly your own. This means that you can finally paint the walls the colors you love the most and create a backyard suited to your tastes. Rentals often have their quirks, and owning a home is considered by many to be…Read More
