1. Why You Should Retire in Arizona

    Over the years, Arizona has emerged as a retirement haven for many folks in their golden years. In fact, Arizona’s affordable housing costs combined with the elimination of taxes on Social Security Income, inheritance taxes, gift taxes, or estate taxes make this the ideal state for retirement. Here are some other reasons why retirees flock to Arizona: The Weather Many retirees from cold, rainy o…Read More

  2. The Other Expenses of Home Ownership

    Any homeowner knows that mortgage payments are just one expense associated with home ownership. Although it is crucial to find the best mortgage loan rates for your budget, you must budget for the other expenses associated with buying and owning a house. Today, we would like to discuss some of the other costs associated with home ownership. Property Taxes Property taxes include state property taxe…Read More

  3. Fixed-Rate Mortgages vs. Adjustable-Rate Mortgages

    For most homeowners, a fixed-rate mortgage is the best option when shopping for mortgage plans. What is the difference between a fixed-rate mortgage and an adjustable-rate mortgage, and when is it beneficial to choose an adjustable rate mortgage? Fixed-Rate Mortgages A fixed-rate mortgage keeps the same interest rate throughout the entire loan, which is beneficial to a large percentage of loan rec…Read More

  4. Mortgage Tips for Self-Employed Individuals

    Are you self-employed and you would like to purchase a house? You’ll need to qualify for a mortgage first, which can be a little trickier process than usual. Although the process can be more difficult than for others, self-employed people can obtain mortgages as well. Here are some things you’ll need to know in order to qualify for a mortgage if you’re self-employed: Your Last Two Tax Return…Read More