buying_homeWe understand how overwhelming a home purchase can be, especially to first-time home-buyers. Getting pre-qualified for a mortgage is the first step towards making the home buying experience positive and exciting.

Getting Pre-Qualified for a Mortgage

Before shopping for a new home, it is important to get pre-qualified for a mortgage.  By doing so, you will know how much home you can afford and you will be able to demonstrate your financial buying power to Realtors and home sellers.

To be pre-qualified for a mortgage, we will need the following information:

  1. A two year history of where you have lived and worked
  2. Current Gross Income
  3. Minimum payments on current debt obligations
  4. Details regarding funds to be used as a down payment
  5. Anticipated purchase price of the new home
  6. A mortgage payment amount you can live with

With this information we can quickly assess your ability to obtain a mortgage loan that meets your goals and objectives.

Why Trust Scout Mortgage?

Scout Mortgage has been serving homeowners for over twenty years. During that time we have helped thousands of people purchase new homes or refinance existing mortgages. Our list of satisfied clients grows daily.

Not only is honesty and integrity at the heart of Scout Mortgage, we also work hard to make the entire mortgage process seamless and hassle-free. Our experienced staff will get you closed quickly and on time.

With expert guidance, hassle-free approvals and lightning fast closings, you’ll be glad that Scout Mortgage is on your side.

Contact us today to learn more.