Are you ready to take the big leap into the world of home ownership? Congratulations on embarking upon this exciting and somewhat stressful adventure! Buying a home is a huge emotional and financial undertaking, and most people cannot get through the entire process alone. Sit down with a good mortgage loan company to understand your budget and the types of loans available to you. Our mortgage advi…Read More
Are you considering buying your first home? Purchasing a home is one of the biggest decisions that you will ever make. Not only could it be the largest purchase that you will ever make, but it also affects you for years to come. You don’t want to get stuck living in a home that you don’t like, and you certainly don’t want to experience financial ruin of any kind. Although purchasing a home c…Read More
Over the years, Arizona has emerged as a retirement haven for many folks in their golden years. In fact, Arizona’s affordable housing costs combined with the elimination of taxes on Social Security Income, inheritance taxes, gift taxes, or estate taxes make this the ideal state for retirement. Here are some other reasons why retirees flock to Arizona: The Weather Many retirees from cold, rainy o…Read More
Any homeowner knows that mortgage payments are just one expense associated with home ownership. Although it is crucial to find the best mortgage loan rates for your budget, you must budget for the other expenses associated with buying and owning a house. Today, we would like to discuss some of the other costs associated with home ownership. Property Taxes Property taxes include state property taxe…Read More
For most homeowners, a fixed-rate mortgage is the best option when shopping for mortgage plans. What is the difference between a fixed-rate mortgage and an adjustable-rate mortgage, and when is it beneficial to choose an adjustable rate mortgage? Fixed-Rate Mortgages A fixed-rate mortgage keeps the same interest rate throughout the entire loan, which is beneficial to a large percentage of loan rec…Read More
Are you self-employed and you would like to purchase a house? You’ll need to qualify for a mortgage first, which can be a little trickier process than usual. Although the process can be more difficult than for others, self-employed people can obtain mortgages as well. Here are some things you’ll need to know in order to qualify for a mortgage if you’re self-employed: Your Last Two Tax Return…Read More
