One of the most major milestones of your lifetime is buying a home. When you were a child, it seemed as if you would never be an adult. You graduated from school, then maybe you attended college. Even after you legally became an adult at eighteen, you didn’t really feel like an adult. The realities of adulthood hit you as you start paying your bills, and nothing makes you feel like more of an adult than owning a home. Just how do you navigate this entire process? You know that you’ll need to search for a home, so you’ll most likely need to work with a real estate agent. However, before you even begin your search, you’ll need to gain a better understanding of your financing. There are so many different loans out there, so how do you obtain the best mortgage rates today? Before you move any further into the process, you’ll need to pre-qualify for a mortgage.

How You Can Prequalify For a Mortgage

If you are looking for homes in the Scottsdale area, our independent mortgage brokers at Scout Mortgage can help you pre-qualify in a matter of minutes. In order to pre-qualify, we’ll need the following information from you:

  1. Current gross income
  2. Minimum payments on any current debt obligation
  3. A two-year history of where you have worked and lived
  4. Any details regarding funds to be used as a down payment
  5. Anticipated purchase price of the new home
  6. A mortgage payment amount that fits your lifestyle and budget

Why Pre-qualification is Important

Sometimes, prospective home buyers are quite surprised to learn that they can purchase more than they originally considered. The bottom line is that you need to understand your spending power prior to purchasing a home, and our mortgage specialists at Scout Mortgage would like to do everything in our power to help you obtain the best mortgage loan rates available.

Our Mortgage Services at Scout Mortgage

For almost twenty years, our mortgage brokers at Scout Mortgage in Scottsdale have assisted people in buying their dream homes. We recognized the lack of integrity in the mortgage broker industry, and we sought to change the system so that the consumer no longer gets ripped off. Shady mortgage brokers were making big commissions off of certain loans that their clients chose, and they failed to provide their clients with a mortgage that would fit their budget and lifestyle. That’s why all of our mortgage specialists are salary-based, meaning that they never make extra money off of certain types of loans. Our mortgage loan company is named after Scout Finch, the feisty protagonist of To Kill a Mockingbird, a child who stood up for what she believed even though her opinion wasn’t popular. Unfortunately, the consumer has been getting ripped off for years, and we would like to put an end to un unethical tactics used in the mortgage industry. In addition to providing you with the highest level of integrity, we’ll also make the entire mortgage loan process as easy, quick, and hassle-free as possible. All you have to do to get started is call us for a free appraisal today. We would be happy to add you to our list of satisfied clients and help you obtain your dream home.